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IB Capital: Fast Business Funding Solutions
Private lending for businesses that need capital now. No traditional bank delays. Just working capital.
Services That Solve Liquidity Problems
Four proven solutions to unlock your business's working capital.
Invoice Factoring
Turn unpaid invoices into immediate working capital. No debt—just your money, faster.
Unsecured Business Loans
Access growth capital without putting assets on the line. Fast approvals based on business performance.
Bridge Financing
Short-term funding to bridge gaps between project milestones or seasonal dips.
Investment Fund
Backed by Ibarra Capitals LLC. Strategic capital deployed into high-yield private lending.
Invoice Factoring: Instant Cash
Turn unpaid invoices into immediate working capital. No debt—just your money, faster.
Perfect for businesses with outstanding receivables. Get paid now instead of waiting 30-90 days.
Simple process. Competitive rates. No long-term commitment required.
Unsecured Business Loans
No Collateral Required
Access capital without risking your assets. We evaluate your business performance instead.
Fast Approvals
Decisions based on your business metrics. Not bogged down by traditional bank bureaucracy.
Growth Capital
Use funds for expansion, inventory, payroll, or any business need.
Bridge Financing Solutions
Short-Term Funding
Bridge the gap between project milestones or seasonal revenue dips.
Flexible terms designed for your specific timing needs.
Quick deployment keeps your business momentum going.
Why Choose IB Capital
Three reasons businesses trust us with their funding needs.
Speed to Funding
Funding in 24-48 hours. Traditional banks take months. We operate at the speed of your business.
No Hidden Fees
Transparent terms. Simple fee structures. No fine print surprises or predatory application costs.
Industry Agnostic
Versatile lending. From construction and healthcare to tech and trucking, we fund across all sectors.
Speed to Funding: We Move Fast
24-48 Hours
Traditional banks take months. We operate at the speed of your business.
Your timeline matters. We fund when you need it.
Transparent Terms, No Surprises
Simple Fee Structures
Clear pricing you can understand. No complex calculations or hidden charges.
No Fine Print
What we say is what you get. No predatory application costs or unexpected fees.
Upfront Communication
Know exactly what you're signing before you commit. Full transparency from day one.
Get Funded in Three Simple Steps
Apply Online
Complete our simple application form. Takes less than 10 minutes.
Get Approved
Fast review based on your business performance. No lengthy waiting.
Receive Funds
Money deposited directly to your account. Ready to use immediately.
IB Capital is a DBA of Ibarra Capitals LLC. We combine the agility of a private lender with the stability of an established investment fund.